Unique Mortgage Services for Everyone.

Mortgage solutions for every type of buyer.

We provide tailored mortgage solutions for every kind of borrower—whether you're a first-time home buyer looking for low down payment options, a newcomer to Canada building your financial foundation, or an investor expanding your portfolio. Our team specializes in navigating complex scenarios with ease, including helping clients transition from private mortgages to traditional bank financing. No matter where you're starting from, we bring clarity, strategy, and results to every step of the mortgage process.

First Time Buyers

New to Canada

Investors

Where Experience Meets Results.

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Where Experience Meets Results. 🟠

Self-employed with bad credit or low income?

Running your own business shouldn’t stop you from owning a home. We work with entrepreneurs, freelancers, gig workers — anyone building their future on their own terms. Unlike other lenders, our in-house underwriting is at par with banks — with the flexibility to meet real-life situations.

Approvals for self-employed borrowers with non-traditional income

We will match you with programs and solutions that accept low credit

In-house underwriting that is on par with banks

First time home buyer?

Buying your first home shouldn’t feel like climbing a mountain — it should feel like stepping into your future with a champion in your corner.

We specialize in helping first-time homebuyers break through the barriers by approving them for a 5% to 10% down payment mortgage through our trusted partners. Make homeownership a reality — not just a dream.

Low down payment options (as low at 5% to 10%)

Quick pre-approvals so you can shop with confidence

Access to first-time buyer invectives and programs

Private lender to traditional bank transitions.

We help clients move from private mortgages to more stable, long-term solutions with traditional banks. Our team assesses your current mortgage and builds a plan tailored to your goals. With the right strategy and timing, we guide you toward better rates and improved financing options.

Lets Talk

We’d love to learn about your goals and help you take the next step with confidence. Drop us a line, give us a call, or swing by for a coffee. You’re always welcome at Lend With Bob.